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What is Umbrella Insurance and Why You Should Get it for Your Small Business

As a small business owner, your organization most likely has small business insurance or a general liability policy, but unfortunately, that may not be enough…

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Do I Have to Use the Insurance-Recommended Repair Shop?

Being involved in an accident is not only a traumatic experience but it can be overwhelming as well. If the accident is not lethal, most…

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What to Look for When Researching Independent Insurance Companies

In a state like California, where prices tend to be a bit higher than other states, it’s important to know when and where you can…

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Everything You Need to Know About Acquiring Earthquake Insurance

Many states in America are vulnerable to earthquakes. What’s most challenging about these natural disasters is the fact that they’re so unpredictable–we know that they…

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An Introduction to Commercial General Liability Insurance

There is always the danger in today’s modern world that your company can be prosecuted for harming another.  Having a Commercial General Liability (CGL) policy…

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Why You’ll Never be Too Small for Small Business Insurance

Running a business is risky. There is no way around it. Even small businesses need protection against the costs incurred by unpredictable emergencies. An employee…

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Coverage Options for a Vacant Home

While it is not a particularly popular form of California home insurance, vacant home insurance may be quite useful to those that specifically need it. …

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Why You Need General Liability Insurance for a Small Business

General liability insurance, also known as business liability insurance, provides coverage for small businesses in California.  It covers property damages, injuries, and any lawsuits that…

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Home Insurance Coverage While On Vacation

California temperatures are rising, summer is finally here!  Whether you are heading for a sandy beach with beautiful blue water and drinks with little umbrellas…

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3 Facets of Your Company Covered By Business Insurance

If you are a business owner, you know just how much goes into making a business run smoothly. Amongst all the things that it takes…

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Top 5 Reasons to Purchase Workers Comp Insurance for Your Employees

Neglecting to have workers’ compensation coverage in California is a criminal offense.  A few businesses might skirt their workers comp payments to cut business costs. …

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5 Coverages Included in Commercial Property Insurance

Whether you own or rent a property for business purposes, you should invest in commercial property insurance. Commercial property insurance exists to cover any damage to…

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Money Saving Tips Homeowners Insurance

Searching for ways to save cash on your bottom line makes sense!  The issue is, it is not always a simple job to find those…

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Key Benefits to Getting Business Insurance

Often California small business owners get bewildered when it comes time to get their business insured. This is particularly the situation for first-time entrepreneurs. There…

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Independent vs. Multinational Insurance Companies – Pros and Cons of Each

If you own a car, home, commercial building, or business, you’re likely familiar with insurance logistics and costs. But when it comes down to choosing which type…

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Disaster Insurance Coverage

Disaster strikes even in beautiful California! Whether your homeowner policy pulls through for you during your time of need will depend on how you have…

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How to Protect Your Small Business from Cyber Attacks

Many large corporations like Adobe, Sony, Marriott hotels and even Target have fallen victim to much-publicized cyber-attacks.  So have hospitals, government agencies, and organizations of…

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Do You Carry Sewer Backup on Your Homeowners Insurance?

April showers bring May flowers!  While we all love this time of year, we must keep in mind that these beautiful showers and related flooding…

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Business Health Insurance Increasing?

Group health insurance costs in California are continuing to climb making it more difficult for companies and people to afford.   Some believe the costs are…

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Ways to lower your California homeowners premiums

At American Tri-Star Insurance we aim to keep our clients premiums as low as possible.  If you own a home or are in the process…

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Coverages that every Business should have

At American Tri-Star insurance we understand that running a small business can be overwhelming! Storms, natural disasters, slips and falls, employee laptops and even terrorism…

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Log Your Home Inventory for Insurance Purposes

We invest a considerable amount of time and energy in building and putting together the perfect home for our families.  All that hard work can…

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Business Insurance 101

Business insurance policies vary a great deal between companies, as do the cost of premiums. Your best approach is to speak with an independent insurance…

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Homeowners Insurance doesn’t cover floods

Do you carry flood insurance on your home?  Do you know what type of flood zone you are in?  Most people assume that their homeowners…

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New Business Trends to Stay On-Top Of

The new year is just around the corner! From driverless cars to catastrophic weather changes, the last several years have introduced a barrage of new…

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Adding a pool or trampoline to your house?

What child doesn’t love to swim or jump?  Before you turn the kids loose, it is imperative to understand that pools and trampolines may affect…

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The Importance of Builders Risk Insurance

Protect your investment from the ground up!  Builders risk insurance gives protection for residential and commercial building projects while they are under construction or renovation….

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Tips on Finding Home Insurance

Shopping for homeowners insurance can be a difficult task for some.  It tends to be even more challenging if it is the first time that…

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Questions for Business Owners to Ask

As a California business owner, you are required to protect your investment.  Knowing the right questions to include when choosing your insurance provider is critical! …

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How to save on Home Insurance

Who doesn’t like to save money?  Simple things such as packing a lunch, cooking at home and using coupons are a few ways to save. …

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Top Property and Liability Claims for Small Businesses

While it is common for small businesses to have claims relating to injury, product liability or other damages carriers have determined that these are not…

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Protecting Your Home from Burglary in California

Burglaries and home invasions are terrifying and can happen to anyone!  Unfortunately, they happen often due to neglect from homeowners and renters.  There are steps…

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