Business Insurance 101

Business insurance policies vary a great deal between companies, as do the cost of premiums. Your best approach is to speak with an independent insurance agent who can check rates from several different insurance company to find you the best options available. At American Tri-Star Insurance Services Inc., we provide business owners with the proper business insurance coverages. 

Most California businesses have workers compensation, professional liability and disability insurance.  Often a basic liability insurance policy does not cover all the needs a business may have.  We can customize a business insurance package that will protect you with any additional coverages that you may need.

Commercial Umbrella is a complete package that picks up where your general liability, commercial auto or liability policies may leave off.

Cyber Liability covers the risk posed by business done over the internet, document storage and networks.  It covers breaches that may occur as a result of hackers.

Professional Liability is used to cover claims that arise out of providing professional services or advice.

Commercial Auto would be additional commercial vehicle coverage for business autos and employees.

D&O Insurance ( or Directors & Officers Insurance ) is liability coverage that provides protection for board members, officers and directors of your company from lawsuits that can arise from them performing their duties.

Give us a call today at 800-743-9596 and let one of our agents evaluate your business insurance risks to find the best policies for your business.