Business Insurance

At American Tri-Star Insurance Services, we understand how important your business is to you, your employees, and your customers. When you have questions about how to keep your business protected, our team of experts is here to help. We’ll take the time to look at the different risks and challenges your company could face and provide you with business insurance options customized to your needs. 


We offer policies from some of the top-rated business insurance companies in the industry to guarantee that your investment will withstand any disaster that gets in your way. Our company is proud to provide a broad range of insurance options for all types of businesses from start-ups and small businesses to large, established corporations. 

Our Business Insurance Coverage Options 

There are many types of business coverage options out there which is why we design custom packages for every business we work with to suit their individual needs. Here are the coverage options we provide for business owners in California, Arizona, Nevada, and Oregon.

Apartment Building Owners 

Without the right policy, apartment building owners insurance can face serious financial issues if something does happen to go wrong. Taking out a commercial property insurance policy is the best way to protect you from those all-too-common property and liability risks. This can cover the cost of loss or damage to buildings and structures, furniture, and equipment, as well as outdoor fences and walls. 


Auto Body Shops

Auto body shop owners can take advantage of various types of coverage options, including General and Umbrella Liability, Crime Insurance, Auto and Fleet Liability, and Worker's Compensation.



Small and large businesses can protect their assets with a variety of bonds, including contact, commercial surety, or license and permit bonds. 


Business Owners Policy

A business owner's policy combines various coverage into one policy customized to protect your company's assets. These policies may include property, liability, and business interruption coverage. 


Commercial Auto

Commercial auto insurance protects your company's vehicles with physical damage and liability coverage. This not only covers vehicles that are used for business tasks - if your company transports goods or people for monetary gain, but you will also need a commercial auto insurance policy as well. 


Commercial Property

Commercial property insurance offers coverage for your building and its contents. It also protects against damages and pays for improvements made to the property. 


Errors and Omissions 

Errors and Omissions Insurance, or E&O, is a type of liability coverage that will protect your business from claims of professional negligence. This is a good policy option for many industries and ideal for financial advisors, real estate appraisers, and attorneys. 


General Liability 

An excellent way to protect any business, General Liability insurance offers protection from paying out fees for accidents or injuries that occur on business property. 



This business insurance option is ideal for all types of full-service, fine dining, and family restaurants. Coverage options include property insurance, crime, and employee dishonesty protection, and liquor liability.


Truck & Trucking 

Truck insurance coverage in California, Arizona, Nevada, and Oregon for trucking companies includes primary liability, comprehensive physical damage and collision coverage, general liability, and motor truck cargo coverage. 


Workers Compensation 

Workers' compensation insurance is required by state law and provides protection for business owners when an employee becomes injured while on the job. 


We Are Your Business Insurance Experts in California, Arizona, Nevada, and Oregon 

At American Tri-Star Insurance, we will put together a unique business insurance package that contains property, liability, and casualty coverage based on your needs. Our team can also help you identify any additional factors that could have an impact on your premium or the level of risk your business faces. Get in touch with our business insurance experts for more details.