What child doesn’t love to swim or jump? Before you turn the kids loose, it is imperative to understand that pools and trampolines may affect your homeowner insurance policy. If you are considering purchasing or installing a pool, it’s best to give your home insurance company a call first. By not notifying your agent there is the possibility that the insurer could deny any claims that might be linked to your addition. If someone were to get hurt using your swimming pool or trampoline, it could result in huge personal losses for you in the event of a lawsuit.
Not all insurance companies in California will insure a home that has a pool or trampoline, however, no company can exclude them from the policy. Therefore, it is always important to ask your agent before making these large purchases. Gather quotes from companies that do insure homes with pools and trampolines, and be honest about the condition they are currently in. Some policies may require you to install fences or other safety equipment around them. If that is not in your budget, you may want to reconsider your purchase.
Let one of our American Tri-Star Insurance Services agents help you with finding the best homeowners insurance coverage that includes your new toys. Contact us at 619-474-3900 we have locations in San Diego, Chula Vista, National City and Vista California!