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Why You Need General Liability Insurance for a Small Business

General liability insurance, also known as business liability insurance, provides coverage for small businesses in California.  It covers property damages, injuries, and any lawsuits that may follow a claim. California general liability insurance is required by the state for most business owners and almost every business has a need for liability insurance.

Most small business owners will purchase this policy first because they usually need it to sign any contracts and commercial leases.  At American Tri-Star Insurance in California, we will tailor a general liability insurance plan that will protect your business while providing the coverage it needs.

Some reasons to get California General Liability Insurance are:

  • Financial liability related to legal defense-lawsuits, settlements and investigations.
  • Sign deals with new clients
  • Rent commercial space
  • Protection from slander
  • Medical fees

There are some things that are NOT usually covered with a general liability plan:

  • Intentional Acts
  • Work-related auto accidents
  • Employee injuries or illness

Let American Tri-Star Insurance protect your San Diego, Chula Vista, National City, and Vista areas businesses with the proper general liability coverage. Let us help to protect your business against those unexpected losses that may arise during business activities. Give us a call today 619-474-3900.