(800) 743-9596
Blog
Find the insurance guidance you need in our blog. We offer expert insights and practical tips to help you understand and choose the right coverage.
HOA Insurance vs Homeowners Insurance: Differences Every Homeowner Should Know
Many property owners, especially those living in condos or HOA communities, often find themselves confused about the difference between HOA insurance and homeowners insurance. This confusion can lead to gaps...
Learn More
Landlord vs Flood Insurance: What Every Property Owner Should Know
When managing rental properties, it’s essential to have the right insurance coverage. Many property owners assume that landlord insurance will cover every possible risk, but flood damage is often excluded....
Learn More
Filing a Claim: A Step-by-Step Guide for Policyholders
Filing a claim is the process of formally requesting compensation from a provider, often an insurance company, after experiencing a loss, injury, or damage. Whether you’re dealing with a car...
Learn More
HOA Insurance Requirements: What Every Homeowner Should Know
For any insurance company, understanding policy limits is vital. homeowner association (HOA), understanding and complying with HOA insurance requirements is not just about legal compliance, it’s a fundamental part of...
Learn More
Landlord Insurance Claims: A Comprehensive Guide
Owning rental properties can be a rewarding investment, but it also comes with risks. Fires, vandalism, storms, tenant damage, and even tenant lawsuits can lead to substantial financial loss. That’s...
Learn More
Does HOA Cover Fire Insurance?
If you live in a condo or a planned community, chances are you’re part of a Homeowners Association (HOA). An HOA is an organization that manages and maintains common areas...
Learn More
HOA Insurance Types: A Guide for Homeowner’s
Navigating the world of HOA insurance types can be complex, especially for homeowners and board members trying to ensure proper coverage for their communities. Whether you’re part of a condo...
Learn More
Is Renters Insurance Required?
Renters’ insurance is a valuable form of protection that every renter should consider, whether it’s required or not. While a landlord’s insurance While homeowners insurance typically covers damage to the...
Learn More
Apartment Building Insurance Policy
Owning and managing apartment buildings involves more than just collecting rent; it means protecting your investment with the right apartment building insurance policy. Whether you’re a seasoned apartment building owner...
Learn More
Apartment Building Insurance
Apartment Building Insurance: A Guide for Building Owners Apartment building insurance is essential for any apartment building owner or property manager. It’s not just about meeting legal requirements, it’s...
Learn More
Apartment Building Insurance Cost
Apartment building insurance is a type of commercial property insurance designed specifically to protect multifamily properties such as apartment complexes, duplexes, and high-rise residential buildings. This insurance provides property owners...
Learn More
HOA Rules and Regulations
HOA Rules and Regulations: What Every Homeowner Needs to Know Living in a homeowners’ association (HOA) community can offer many benefits maintained common areas, enforced neighborhood standards, and often higher...
Learn More
7 Common HOA Violations
Living in an HOA community offers many benefits, such as well-maintained common areas and shared amenities. However, it also comes with specific rules and regulations set forth by the homeowners...
Learn More
American Tri-Star Insurance (AMTSI) Acquires Harbor West Insurance
American Tri-Star Insurance Acquires Harbor West InsuranceHuntington Beach, CA – August 2024 American Tri-Star Insurance (AMTSI), a trusted provider of comprehensive insurance solutions for over 25 years, is proud to...
Learn More
Top 8 Things To Look For When Shopping For Personal Or Business Insurance
California personal and California business insurance policies have a lot of the ins and outs that can be a bit intimidating if you aren’t well versed in the industry, so...
Learn More
How Many Insurance Quotes Should You Compare?
So many insurance quotes are available online, but how many quotes do you need to compare? We recommend comparing at least five insurance quotes before making a decision. However, before...
Learn More
What Does Homeowners Insurance Actually Cover?
If you’ve made the choice to invest in a home, you’ll want to take every measure possible to protect that investment. Whether you own your home outright or have a...
Learn More
5 Things to Consider Before Opening a Restaurant
Opening your own restaurant could be fulfilling a lifelong dream, but while this venture is exciting, it’s important to have a solid plan of action to get things off the...
Learn More
The Case for Apartment Building Insurance
Although there are rewards to owning an apartment building, there is also a lot of risk. With multiple tenants living in the building, there are many situations that could arise...
Learn More
Do You Need Fleet Insurance for Your Business?
For most car owners, vehicle safety and car insurance are top of mind. But what about businesses that manage large numbers of vehicles like taxis, private buses, and even police...
Learn More
Own A Boat or Personal Watercraft? Why You Need Boat Insurance
A good seaman knows to expect the unexpected. With that in mind, boat insurance may be the safety net that can save you from thousands of dollars of damage. If...
Learn More
Everything Businesses Need to Know About E&O Insurance
Owning a business can be tricky. Even with careful planning and risk management, some customers can still walk away dissatisfied with the services or advice you provided. A business can...
Learn More
What is Umbrella Insurance and Why You Should Get it for Your Small Business
As a small business owner, your organization most likely has small business insurance or a general liability policy, but unfortunately, that may not be enough to cover your company in...
Learn More
Do I Have to Use the Insurance-Recommended Repair Shop?
Being involved in an accident is not only a traumatic experience but it can be overwhelming as well. If the accident is not lethal, most drivers will typically turn to...
Learn More
What to Look for When Researching Independent Insurance Companies
In a state like California, where prices tend to be a bit higher than other states, it’s important to know when and where you can save money. Luckily, insurance policies...
Learn More
California Earthquake Insurance: How to Protect your Home and Valuables
Many states in America are vulnerable to earthquakes. What’s most challenging about these natural disasters is the fact that they’re so unpredictable–we know that they will happen, but there’s no...
Learn More
An Introduction to Commercial General Liability Insurance
There is always the danger in today’s modern world that your company can be prosecuted for harming another. Having a Commercial General Liability (CGL) policy protects your company against economic...
Learn More
Why You’ll Never be Too Small for Small Business Insurance
Running a business is risky. There is no way around it. Even small businesses need protection against the costs incurred by unpredictable emergencies. An employee can get injured on the...
Learn More
Vacant Home Insurance: Coverage Options for a Unattended Home
While it is not a particularly popular form of California home insurance, vacant home insurance may be quite useful to those that specifically need it. If you leave your home...
Learn More
Why You Need General Liability Insurance for a Small Business
General liability insurance, also known as business liability insurance, provides coverage for small businesses in California. It covers property damages, injuries, and any lawsuits that may follow a claim. California...
Learn More
Home Insurance Coverage While On Vacation
California temperatures are rising, summer is finally here! Whether you are heading for a sandy beach with beautiful blue water and drinks with little umbrellas or to the slopes with...
Learn More
3 Facets of Your Company Covered By Business Insurance
If you are a business owner, you know just how much goes into making a business run smoothly. Amongst all the things that it takes to make that happen is...
Learn More
Top 5 Reasons to Purchase Workers Comp Insurance for Your Employees
Neglecting to have workers’ compensation coverage in California is a criminal offense. A few businesses might skirt their workers comp payments to cut business costs. Here are some reasons to...
Learn More
5 Coverages Included in Commercial Property Insurance
Whether you own or rent a property for business purposes, you should invest in commercial property insurance. Commercial property insurance exists to cover any damage to your physical assets due to...
Learn More
Money Saving Tips Homeowners Insurance
Searching for ways to save cash on your bottom line makes sense! The issue is, it is not always a simple job to find those money-saving secrets. Insurance laws change...
Learn More
Key Benefits to Getting Business Insurance
Often California small business owners get bewildered when it comes time to get their business insured. This is particularly the situation for first-time entrepreneurs. There are a few key...
Learn More
Independent vs. Multinational Insurance Companies – Pros and Cons of Each
If you own a car, home, commercial building, or business, you’re likely familiar with insurance logistics and costs. But when it comes down to choosing which type of insurance company...
Learn More
Disaster Insurance Coverage
Disaster strikes even in beautiful California! Whether your homeowner policy pulls through for you during your time of need will depend on how you have arranged your coverage. Here are...
Learn More
How to Protect Your Small Business from Cyber Attacks
Many large corporations like Adobe, Sony, Marriott hotels and even Target have fallen victim to much-publicized cyber-attacks. So have hospitals, government agencies, and organizations of all types. To protect your...
Learn More
Do You Carry Sewer Backup on Your Homeowners Insurance?
April showers bring May flowers! While we all love this time of year, we must keep in mind that these beautiful showers and related flooding often overwhelm California sewer systems...
Learn More
Ways to Lower your California Homeowners Premiums
At American Tri-Star Insurance we aim to keep our clients’ premiums as low as possible. If you own a home or are in the process of buying a home, you...
Learn More
Coverages that every Business should have
At American Tri-Star insurance we understand that running a small business can be overwhelming! Storms, natural disasters, slips and falls, employee laptops, and even terrorism are all factors that can...
Learn More
Log Your Home Inventory For Landlord Insurance Purposes
We invest a considerable amount of time and energy in building and putting together the perfect home for our tenants. If you are a landlord, it is important to keep...
Learn More
Business Insurance 101: Find the Right Coverage for Your Company
Business insurance policies vary a great deal between companies, as do the cost of premiums. Your best approach is to speak with an independent insurance agent who can check rates...
Learn More
Homeowners Insurance doesn’t cover floods
Do you carry flood insurance on your home? Do you know what type of flood zone you are in? Most people assume that their homeowners policy covers everything! While it...
Learn More
New Business Trends to Stay On-Top Of
The new year is just around the corner! From driverless cars to catastrophic weather changes, the last several years have introduced a barrage of new challenges that have warped the...
Learn More
Adding a pool or trampoline to your house? Call Your Insurance
What child doesn’t love to swim or jump? Before you turn the kids loose, it is imperative to understand that pools and trampolines may affect your homeowner insurance policy. If...
Learn More
The Importance of Builders Risk Insurance
Protect your investment from the ground up! Builders risk insurance gives protection for residential and commercial building projects while they are under construction or renovation. The coverage often includes theft,...
Learn More
Tips on Finding Home Insurance
Shopping for homeowners insurance can be a difficult task for some. It tends to be even more challenging if it is the first time that the homeowner has had to...
Learn More
Questions for Business Owners to Ask
As a California business owner, you are required to protect your investment. Knowing the right questions to include when choosing your insurance provider is critical! Here are just a few:...
Learn More
How to save on Home Insurance
Who doesn’t like to save money? Simple things such as packing a lunch, cooking at home and using coupons are a few ways to save. Do you know you can...
Learn More
Top Property and Liability Claims for Small Businesses
While it is common for small businesses to have claims relating to injury, product liability or other damages carriers have determined that these are not necessarily the costliest or most...
Learn More
Protecting Your Home from Burglary in California
Burglaries and home invasions are terrifying and can happen to anyone! Unfortunately, they happen often due to neglect from homeowners and renters. There are steps that each California homeowner can...
Learn More