Owning a business can be tricky. Even with careful planning and risk management, some customers can still walk away dissatisfied with the services or advice you provided. A business can quickly find itself in hot water if a former client decides to file a claim against you for negligent acts or inadequate work. This is […]
Read More… from Everything Businesses Need to Know About E&O Insurance
As a small business owner, your organization most likely has small business insurance or a general liability policy, but unfortunately, that may not be enough to cover your company in the case of unforeseen circumstances. According to the Insurance Journal, almost 90% of U.S. corporations are engaged in some type of litigation and the average […]
Read More… from What is Umbrella Insurance and Why You Should Get it for Your Small Business
Being involved in an accident is not only a traumatic experience but it can be overwhelming as well. If the accident is not lethal, most drivers will typically turn to their insurance company for answers. When it comes to auto repairs, your insurance company can help your vehicle get back on the road. The first […]
Read More… from Do I Have to Use the Insurance-Recommended Repair Shop?
In a state like California, where prices tend to be a bit higher than other states, it’s important to know when and where you can save money. Luckily, insurance policies can be an opportunity to put a little cash back into your wallet when you choose the right independent insurance company. Whether you’re interested in […]
Read More… from What to Look for When Researching Independent Insurance Companies
Many states in America are vulnerable to earthquakes. What’s most challenging about these natural disasters is the fact that they’re so unpredictable–we know that they will happen, but there’s no way to tell exactly when. This is why in many earthquake-prone states, it makes sense to consider earthquake insurance to help pay for some […]
Read More… from California Earthquake Insurance: How to Protect your Home and Valuables
Running a business is risky. There is no way around it. Even small businesses need protection against the costs incurred by unpredictable emergencies. An employee can get injured on the job, a natural disaster can cause damage to a business’s property, a client can unexpectedly initiate a lawsuit. For these and other emergencies, even small […]
Read More… from Why You’ll Never be Too Small for Small Business Insurance
While it is not a particularly popular form of California home insurance, vacant home insurance may be quite useful to those that specifically need it. If you leave your home unattended for weeks at a time, your homeowners policy possibly won’t provide coverage in the event of a claim during the time it is vacant […]
Read More… from Vacant Home Insurance: Coverage Options for a Unattended Home
General liability insurance, also known as business liability insurance, provides coverage for small businesses in California. It covers property damages, injuries, and any lawsuits that may follow a claim. California general liability insurance is required by the state for most business owners and almost every business has a need for liability insurance. Most small business […]
Read More… from Why You Need General Liability Insurance for a Small Business
If you are a business owner, you know just how much goes into making a business run smoothly. Amongst all the things that it takes to make that happen is insurance coverage. There are a number of little-known business insurance options available to help you and your business if disaster strikes. Below, we list a […]
Read More… from 3 Facets of Your Company Covered By Business Insurance
Neglecting to have workers’ compensation coverage in California is a criminal offense. A few businesses might skirt their workers comp payments to cut business costs. Here are some reasons to rethink this choice. 5 Reasons Why you should get Workers Comp Insurance: 1. You could lose employees Some employees may decide not to work […]
Read More… from Top 5 Reasons to Purchase Workers Comp Insurance for Your Employees
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