Running a business is risky. There is no way around it. Even small businesses need protection against the costs incurred by unpredictable emergencies. An employee can get injured on the job, a natural disaster can cause damage to a business’s property, a client can unexpectedly initiate a lawsuit. For these and other emergencies, even small […]
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While it is not a particularly popular form of California home insurance, vacant home insurance may be quite useful to those that specifically need it. If you leave your home unattended for weeks at a time, your homeowners policy possibly won’t provide coverage in the event of a claim during the time it is vacant […]
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General liability insurance, also known as business liability insurance, provides coverage for small businesses in California. It covers property damages, injuries, and any lawsuits that may follow a claim. California general liability insurance is required by the state for most business owners and almost every business has a need for liability insurance. Most small business […]
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California temperatures are rising, summer is finally here! Whether you are heading for a sandy beach with beautiful blue water and drinks with little umbrellas or to the slopes with fresh powder and dog sledding it is important to remember that unpleasant things can still happen on vacation. As you are packing and thinking […]
If you are a business owner, you know just how much goes into making a business run smoothly. Amongst all the things that it takes to make that happen is insurance coverage. There are a number of little-known business insurance options available to help you and your business if disaster strikes. Below, we list a […]
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Neglecting to have workers’ compensation coverage in California is a criminal offense. A few businesses might skirt their workers comp payments to cut business costs. Here are some reasons to rethink this choice. 5 Reasons Why you should get Workers Comp Insurance: 1. You could lose employees Some employees may decide not to work […]
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Whether you own or rent a property for business purposes, you should invest in commercial property insurance. Commercial property insurance exists to cover any damage to your physical assets due to unanticipated problems like fire, pipes that burst, earthquakes, storms, theft, and vandalism (note that there are usually separate insurance plans for flooding). Commercial umbrella insurance […]
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Searching for ways to save cash on your bottom line makes sense! The issue is, it is not always a simple job to find those money-saving secrets. Insurance laws change from company to company and it is difficult to identify ways to save on your insurance. 5 Tips to Save on Homeowners Insurance: […]
Often California small business owners get bewildered when it comes time to get their business insured. This is particularly the situation for first-time entrepreneurs. There are a few key benefits to getting business insurance, especially business owner insurance: 3 Benefits of Business Insurance Business insurance doesn’t need to be costly! A BOP […]
If you own a car, home, commercial building, or business, you’re likely familiar with insurance logistics and costs. But when it comes down to choosing which type of insurance company to purchase from, you may be a little lost or overwhelmed. The first choice you’ll need to make when deciding where to purchase insurance is […]
Read More… from Independent vs. Multinational Insurance Companies – Pros and Cons of Each
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