Business Insurance 101: Find the Right Coverage for Your Company

Business insurance policies vary a great deal between companies, as do the cost of premiums. Your best approach is to speak with an independent insurance agent who can check rates from several different insurance companies to find you the best options available. At American Tri-Star Insurance Services Inc., we provide business owners with the proper […]

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Homeowners Insurance doesn’t cover floods

Do you carry flood insurance on your home?  Do you know what type of flood zone you are in?  Most people assume that their homeowners policy covers everything!  While it does cover things such as a fire, burglary or damage from a tornado, it does not include flood coverage.  At American Tri-Star Insurance Services Inc, […]

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New Business Trends to Stay On-Top Of

The new year is just around the corner! From driverless cars to catastrophic weather changes, the last several years have introduced a barrage of new challenges that have warped the traditional approach to insurance.  Here are just a few new insurance challenges and how the industry is responding: Driverless Cars  –  Most of the “autonomous” […]

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Adding a pool or trampoline to your house? Call Your Insurance

What child doesn’t love to swim or jump?  Before you turn the kids loose, it is imperative to understand that pools and trampolines may affect your homeowner insurance policy.  If you are considering purchasing or installing a pool, it’s best to give your home insurance company a call first.  By not notifying your agent there […]

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The Importance of Builders Risk Insurance

Protect your investment from the ground up!  Builders risk insurance gives protection for residential and commercial building projects while they are under construction or renovation. The coverage often includes theft, lightening, explosion, smoke, vandalism, fire and more. Having builders risk insurance in California will help reduce any losses that you may face. Contractors and construction […]

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Tips on Finding Home Insurance

Shopping for homeowners insurance can be a difficult task for some.  It tends to be even more challenging if it is the first time that the homeowner has had to shop around for coverage.  Consider the following tips to help you find the right California homeowners policy: Learn the lingo- Homeowners insurance has its own […]

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Questions for Business Owners to Ask

As a California business owner, you are required to protect your investment.  Knowing the right questions to include when choosing your insurance provider is critical!  Here are just a few: What policies are required for my business? At American Tri-Star Insurance Services, we are dedicated to finding the best coverage for your company. Policies can […]

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How to save on Home Insurance

Who doesn’t like to save money?  Simple things such as packing a lunch, cooking at home and using coupons are a few ways to save.  Do you know you can also save money on your California Homeowners insurance? Bundle- When you have multiple polices with one company it makes billing and management more efficient therefore […]

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Top Property and Liability Claims for Small Businesses

While it is common for small businesses to have claims relating to injury, product liability or other damages carriers have determined that these are not necessarily the costliest or most common. These are some of the most expensive claims in San Diego and surrounding areas plus some simple ways to prevent them: Burglary and theft- […]

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Protecting Your Home from Burglary in California

Burglaries and home invasions are terrifying and can happen to anyone!  Unfortunately, they happen often due to neglect from homeowners and renters.  There are steps that each California homeowner can take to help protect their homes.  These steps may also help by lowering your homeowner’s insurance premiums and the frequency of your claims. Something that […]

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