Own A Boat or Personal Watercraft? Why You Need Boat Insurance

A good seaman knows to expect the unexpected. With that in mind, boat insurance may be the safety net that can save you from thousands of dollars of damage. If you take your boat out without insurance you run the risk of potential lawsuits and any number of devastating scenarios. However, with insurance, you can […]

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Everything Businesses Need to Know About E&O Insurance

Owning a business can be tricky. Even with careful planning and risk management, some customers can still walk away dissatisfied with the services or advice you provided. A business can quickly find itself in hot water if a former client decides to file a claim against you for negligent acts or inadequate work. This is […]

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What is Umbrella Insurance and Why You Should Get it for Your Small Business

As a small business owner, your organization most likely has small business insurance or a general liability policy, but unfortunately, that may not be enough to cover your company in the case of unforeseen circumstances. According to the Insurance Journal, almost 90% of U.S. corporations are engaged in some type of litigation and the average […]

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Do I Have to Use the Insurance-Recommended Repair Shop?

Being involved in an accident is not only a traumatic experience but it can be overwhelming as well. If the accident is not lethal, most drivers will typically turn to their insurance company for answers. When it comes to auto repairs, your insurance company can help your vehicle get back on the road. The first […]

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What to Look for When Researching Independent Insurance Companies

In a state like California, where prices tend to be a bit higher than other states, it’s important to know when and where you can save money. Luckily, insurance policies can be an opportunity to put a little cash back into your wallet when you choose the right independent insurance company. Whether you’re interested in […]

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California Earthquake Insurance: How to Protect your Home and Valuables

Many states in America are vulnerable to earthquakes. What’s most challenging about these natural disasters is the fact that they’re so unpredictable–we know that they will happen, but there’s no way to tell exactly when.   This is why in many earthquake-prone states, it makes sense to consider earthquake insurance to help pay for some […]

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Why You’ll Never be Too Small for Small Business Insurance

Running a business is risky. There is no way around it. Even small businesses need protection against the costs incurred by unpredictable emergencies. An employee can get injured on the job, a natural disaster can cause damage to a business’s property, a client can unexpectedly initiate a lawsuit. For these and other emergencies, even small […]

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Vacant Home Insurance: Coverage Options for a Unattended Home

While it is not a particularly popular form of California home insurance, vacant home insurance may be quite useful to those that specifically need it.  If you leave your home unattended for weeks at a time, your homeowners policy possibly won’t provide coverage in the event of a claim during the time it is vacant […]

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Why You Need General Liability Insurance for a Small Business

General liability insurance, also known as business liability insurance, provides coverage for small businesses in California.  It covers property damages, injuries, and any lawsuits that may follow a claim. California general liability insurance is required by the state for most business owners and almost every business has a need for liability insurance. Most small business […]

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3 Facets of Your Company Covered By Business Insurance

If you are a business owner, you know just how much goes into making a business run smoothly. Amongst all the things that it takes to make that happen is insurance coverage. There are a number of little-known business insurance options available to help you and your business if disaster strikes. Below, we list a […]

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