Do I Have to Use the Insurance-Recommended Repair Shop?

Being involved in an accident is not only a traumatic experience but it can be overwhelming as well. If the accident is not lethal, most drivers will typically turn to their insurance company for answers. When it comes to auto repairs, your insurance company can help your vehicle get back on the road. The first […]

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What to Look for When Researching Independent Insurance Companies

In a state like California, where prices tend to be a bit higher than other states, it’s important to know when and where you can save money. Luckily, insurance policies can be an opportunity to put a little cash back into your wallet when you choose the right independent insurance company. Whether you’re interested in […]

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California Earthquake Insurance: How to Protect your Home and Valuables

Many states in America are vulnerable to earthquakes. What’s most challenging about these natural disasters is the fact that they’re so unpredictable–we know that they will happen, but there’s no way to tell exactly when.   This is why in many earthquake-prone states, it makes sense to consider earthquake insurance to help pay for some […]

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An Introduction to Commercial General Liability Insurance

There is always the danger in today’s modern world that your company can be prosecuted for harming another.  Having a Commercial General Liability (CGL) policy protects your company against economic loss if you are responsible for property damage or private and advertising harm caused by your staff, services, or company. It also includes nonprofessional acts […]

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Why You’ll Never be Too Small for Small Business Insurance

Running a business is risky. There is no way around it. Even small businesses need protection against the costs incurred by unpredictable emergencies. An employee can get injured on the job, a natural disaster can cause damage to a business’s property, a client can unexpectedly initiate a lawsuit. For these and other emergencies, even small […]

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Vacant Home Insurance: Coverage Options for a Unattended Home

While it is not a particularly popular form of California home insurance, vacant home insurance may be quite useful to those that specifically need it.  If you leave your home unattended for weeks at a time, your homeowners policy possibly won’t provide coverage in the event of a claim during the time it is vacant […]

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Why You Need General Liability Insurance for a Small Business

General liability insurance, also known as business liability insurance, provides coverage for small businesses in California.  It covers property damages, injuries, and any lawsuits that may follow a claim. California general liability insurance is required by the state for most business owners and almost every business has a need for liability insurance. Most small business […]

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Home Insurance Coverage While On Vacation

California temperatures are rising, summer is finally here!  Whether you are heading for a sandy beach with beautiful blue water and drinks with little umbrellas or to the slopes with fresh powder and dog sledding it is important to remember that unpleasant things can still happen on vacation.   As you are packing and thinking […]

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3 Facets of Your Company Covered By Business Insurance

If you are a business owner, you know just how much goes into making a business run smoothly. Amongst all the things that it takes to make that happen is insurance coverage. There are a number of little-known business insurance options available to help you and your business if disaster strikes. Below, we list a […]

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Top 5 Reasons to Purchase Workers Comp Insurance for Your Employees

Neglecting to have workers’ compensation coverage in California is a criminal offense.  A few businesses might skirt their workers comp payments to cut business costs.  Here are some reasons to rethink this choice.   5 Reasons Why you should get Workers Comp Insurance: 1. You could lose employees Some employees may decide not to work […]

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