Insurance for Contractors in
Summerlin, Nevada

Coverage for Contractors

Best Business Insurance for Contractors in Nevada

Artisan contractors are the backbone of the construction industry, specializing in unique trades like carpentry, plumbing, and electrical work. In this line of work, you face various risks, from property damage to bodily injury. In locations like Summerlin, Nevada risks can double due to severe weather such as intense heat.

At American Tri-Star, we offer comprehensive insurance packages that are designed with workers in mind. Our team of experts will work to help you find the best coverage options for you.

Built To Protect

Who needs contractor insurance in Nevada?

Contractors and subcontractors should carry commercial insurance to protect against potential liabilities and risks inherent in their work. It provides financial security and ensures that they can continue operating smoothly, even in the face of unexpected events or claims.

Construction workers
HVAC
Electricians
Plumbers
Landscapers
Painters
General Contractors

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Common Types Of Insurance For Contractors in Summerlin

Workers’ Compensation Insurance

Worker's compensation insurance covers medical expenses and lost wages for employees who are injured or become ill on the job. It's mandatory in most states for contractors with employees, providing crucial protection against potential lawsuits and ensuring that workers are cared for in the event of an accident.

General Liability Insurance

General liability insurance protects contractors against third-party claims for bodily injury, property damage, and personal injury. It covers legal fees, settlements, and medical expenses, offering essential financial protection and peace of mind. This coverage is fundamental for contractors who interact with clients, vendors, or the public.

Auto Insurance for Contractors

Contractor Bundle

Commercial auto insurance covers vehicles used for business purposes, protecting against accidents, theft, and damage. It's essential for contractors who rely on vehicles to transport equipment, tools, or employees. This coverage ensures that contractors can recover quickly from vehicle-related incidents without significant financial loss.

FAQ

Do I need worker's compensation insurance if I'm self-employed?

Worker's compensation insurance requirements vary by state and the number of employees you have. Even if you're self-employed, it's essential to check your state's regulations to determine if you need this coverage.

Do I need separate errors and omissions Insurance as a contractor in Nevada?

Insurance coverage varies state by state. For in depth questions about what type of insurance you need in your state, our team of professionals will help you determine which coverage is best for you.

Do I need to update my insurance coverage as my contracting business grows?

Yes, it's essential to regularly review and update your insurance coverage as your contracting business grows. This ensures that you have adequate protection against potential risks and liabilities.