Watercraft & Boat
Insurance California

Protect Your Water Adventures

Specialized Coverage for Boats and Jet Skis

At American Tri-Star Insurance Services Inc., we can offer a wide variety of coverages and options for your boat, jet ski, or personal watercraft. Some boats or smaller watercrafts may even be covered under your current homeowners policy. The size, type, and value of your boat, personal watercraft, or jet ski will determine the extent of coverage you would need for boat insurance in California.

Let one of our experienced agents give you the coverage you need and recommendations to best fit your situation. The following list contains some of the many coverages that we can offer:

Physical Damage Coverage

Adding this coverage to your policy protects your boat while it’s in storage or transport. This also covers your boat when it’s out of the water, including, but not limited to: fire, lightning, vandalism, or theft. You can also obtain emergency service reimbursement for expenses related to towing, labor, or supplies.

Liability Coverage

This coverage will assist you in the event of a collision with another boat, dock, or other boaters.

Personal Liability

Protects you or a family member if you have an accident that causes injury to another person.

Medical Payments

Covers medical expenses if you or someone in your boat is involved in an accident.

Property Damage

Covers damage that may be caused to another person’s property while operating your watercraft.

Affordable Coverage for Watercraft

Consult with one of our professional agents at American Tri-Star Insurance Agency to make sure you have the right coverage at a competitive price. We can evaluate your boat, jet ski, or other boat insurance needs to find special coverages you many need or any discounts you may qualify for. Some additional discounts and coverages may include:

Accident Forgiveness
Roadside Assistance
Boat Removal
Boating Safety
Multi-policy Discounts

Still have questions about boat insurance? Check out our blog where we explain in detail what boat insurance is and the reasons why it is important to have.

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Coverage Near You

Areas We Serve

American Tri-Star provides auto coverage throughout California. Our car insurance agents in Orange County and San Diego County can help you understand your options. We also have representatives to assist your auto coverage needs in the Bay Area, Riverside County, and Los Angeles County.