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Business Insurance
Your Business Matters
At American Tri-Star Insurance Services, we understand how important your business is to you, your employees, and your customers. When you have questions about how to keep your business protected, our team of experts is here to help. We’ll take the time to look at the different risks and challenges your company could face and provide you with business insurance options customized to your needs. Our commercial policies are built around how your business operates—its payroll, revenue, job duties, vehicle usage, property ownership, and legal structure which is why properly structured business insurance coverage is essential for companies operating under contracts or regulatory requirements. We offer policies from some of the top-rated business insurance companies in the industry to guarantee that your investment will withstand any disaster that gets in your way. Our company is proud to provide a broad range of insurance options for all types of businesses from start-ups and small businesses to large, established corporations.
Our Business Insurance Coverage Options
There are many types of business insurance coverage options out there which is why we design custom packages for every business we work with to suit their individual needs. Core coverages typically include general liability, workers’ compensation, commercial auto, commercial property, umbrella insurance, and industry-specific policies that together form a comprehensive commercial insurance program for businesses. As businesses grow, personal or under-structured coverage often fails to respond properly during claims, making commercial insurance essential for long-term risk management and regulatory compliance for companies expanding employees, locations, or operational risk exposure. Here are the coverage options we provide for business owners in California, Arizona, Nevada, and Oregon.
Start A QuoteApartment Building Insurance
American Tri-Star Insurance Services Inc. provides customized insurance for apartment owners, offering competitive coverage for claims and losses, including student, senior, and furnished housing through specialized apartment building insurance and commercial property insurance programs designed for rental property owners.
Learn MoreAuto Body Shop Insurance
Auto Body Shop Insurance protects auto repair businesses from risks with coverage for liability, property, crime, and workers' compensation providing a complete commercial insurance program for automotive service businesses. Available in CA, AZ, NV, and OR for repair shops, gas stations, car washes, and truck/trailer services that require specialized garage liability insurance and business insurance protection.
Learn MoreBonds
American Tri-Star Insurance offers reliable surety bonds for businesses and contractors, including contract, subdivision, commercial, license, permit, and court bonds, ensuring compliance and financial security for contractors and businesses that must meet licensing or project bonding requirements.
Learn MoreBusiness Owners Policy (BOP)
Customized Business Owners Policies (BOP) covering property, liability, and business interruption, with options for equipment breakdown and crime designed for small and mid-sized businesses seeking bundled commercial insurance coverage. Separate policies are available for commercial vehicles and workers' compensation to complete a full business insurance program for growing companies.
Learn MoreCommercial Auto Insurance
Commercial auto insurance covers business vehicles for damage and liability, including bodily injury, property damage, and accidents. It’s required when vehicles are used for business tasks like transporting goods or hauling equipment.
Learn MoreCommercial Property Insurance
Commercial property insurance covers your business’s building, assets, and equipment, with customizable options for specific risks. Coverage may include buildings, inventory, computers, earthquake, and liability for employees and vehicles.
Learn MoreErrors And Omissions
Errors & Omissions (E&O) insurance protects businesses from claims of professional negligence, covering costly legal cases. American Tri-Star Insurance Services Inc. ensures you have the right coverage at the best price, providing ongoing policy evaluations for your business needs.
Learn MoreGeneral Liability
General Liability insurance protects businesses from accidents, injuries, and lawsuits. American Tri-Star Insurance Services Inc. helps find the right plan for your needs and budget. Coverage includes on-site incidents, product-related claims, legal fees, and court costs, ensuring comprehensive protection.
Learn MoreRestaurant, Bar & Tavern
American Tri-Star Insurance Services Inc. specializes in insurance for restaurant owners, offering tailored coverage, competitive pricing, fair claims handling, and industry-specific safety and loss prevention resources to help protect your business through restaurant insurance policies that may include general liability, liquor liability, workers’ compensation, and commercial property coverage.
Learn MoreTruck & Trucking Liability Insurance
At American Tri-Star Insurance Services Inc., we offer customized commercial truck insurance, including Liability, Physical Damage, Cargo, and General Liability coverage. Whether you're an owner-operator or motor carrier, we’ll find the right protection at a competitive rate with trucking insurance solutions designed for commercial fleets, owner-operators, and transportation businesses.
Learn MoreUmbrella Insurance
Small Business Umbrella Insurance provides extra protection beyond General Liability, Commercial Auto, or Employer’s Liability policies, covering risks when primary limits are reached. It helps safeguard businesses from unforeseen lawsuits. Coverage needs vary based on business type, existing policies, assets, and uncovered risks.
Learn MoreWorker’s Compensation
Workers’ compensation and employer liability insurance ensure workplace safety and legal compliance, covering medical expenses, income replacement, and protection against lawsuits for workplace injuries or illnesses. These policies provide vital security for both employees and employers.
Learn MoreWe Are Your Business Insurance Experts in California, Arizona, Nevada, and Oregon
At American Tri-Star Insurance, we will put together a unique business insurance package that contains property, liability, and casualty coverage based on your needs. Our team can also help you identify any additional factors that could have an impact on your premium or the level of risk your business faces. Get in touch with our business insurance experts for more details.
